Claims assessment · Product claim
Green mortgage” / “green loan
Typical treatment across five regimes. Every verdict below is tied to a stated legal hook.
Market comparison
How this claim is typically treated
Five major markets · one reviewed comparison
| Market | Typical treatment | Legal basis | What is required |
|---|---|---|---|
| European UnionEU | Conditional | View legal reasoningUCPD; EBA Pillar 3 ESG context | Define eligible asset standard (EPC rating, Taxonomy alignment); discount linked to verified performance. |
| United KingdomUK | Conditional | View legal reasoningFCA Consumer Duty; CMA Code | Eligibility criteria transparent; benefit genuinely tied to efficiency. |
| United StatesUS | Conditional | View legal reasoningFTC 260.4; TILA context | Criteria disclosed; savings claims substantiated. |
| CanadaCA | Conditional | View legal reasoningCompetition Act s.74.01(1)(b.1) | Asset-standard verification. |
| AustraliaAU | Conditional | The cited source is recorded in the assessment. View legal reasoningACL s.18; NABERS anchor | Rating-based eligibility evidence. |